💰 Finance Hub
"I guess allocating my money to my savings correctly" — this page exists to answer that, and get a little sharper at it every time you open it. One recommendation. Real goals. Never a menu of options.
Log what you spend and where it goes. The categories add themselves up so the leaks show — no shame, just the picture.
Based on where your money actually goes (from your Spending log), here's the cashback card that would reward each category best. Log some spending first and this fills itself in.
These are a handful of well-known US cashback cards and their commonly-cited category rates — reference examples only, not advice. Rates and annual fees change; verify before applying. The highlighted cell in each column is the best rate for that category.